Different then I'm used to though. Cash redemptions by withdrawal from a Wells Fargo ATM, or a rewards redemption to an eligible Wells Fargo account from a Wells Fargo ATM, are redeemable in $20 increments only. Not much more too it, New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. Wells Fargo Propel Approval! Only ended the conversation with it, Oh yeah, my fico scores are all in the 750's or higher, I had business propel when they launch about 10 years ago , my limit was $25k. The initial app pulled by experian report. Plus, the cell phone credit is super cool! They also charge significantly higher APRs. I screenshot everything and went back to make sure I didn't mess that up. Then she ended by saying it was a hard decline. $0 annual fees. Wells fargo was my first checkings account from about 6 years back. The Wells Fargo Propel American Express® card is the newest member of the Wells Fargo credit card family. Idk, people shit on wf all the time, but up until today I had never had any reason to complain about them. level 1. … Utilization has never gone above 30% and payments are made almost immediately after the card is used. It's the second biggest "trope" of this sub outside of the CSR being auto-recommended for anyone asking for card advice. It's not impossible to get a denial overturned but it certainly isn't common. not familiar. I've been thinking about this card for a while now and pulled the trigger last night. First I was told I was declined because the majority of my income is from grants from school. Then I went back to the current credit I have across all my lines of credit and was first again told I had too much, and then told I didn't use it enough. With the chase trifecta I’d have to pay a hefty annual fee that was worth it before they ruined the card by modifying the perks and increasing the annual fee. Card Advice. There’s also an intro APR of 0% for 12 months from account opening on qualifying balance transfers. ... help Reddit App Reddit coins Reddit premium Reddit … That’s at least $210 in rewards. I can redeem them for travel, cash back or gift cards. Hey, do you mind me asking what your file looks like? I second the suggestion to pair the Propel with their Visa Signature for the 50% bonus when redeeming for flights. So I offered to reallocate some of my existing wells fargo credit line to get the card (which is in the terms and conditions as something they have the right to do without consulting you) and the csr told me if they did that my existing card would be below the minimum credit line possible, which is a lie because taking the "minimum" amount out for the propel would leave me with a credit limit higher then my initial credit limit on that card 3 years ago. Wanted to share my credit experience to date and my dismay at my first disapproval. offers these services and benefits through AXA Assistance USA, Inc. You can easily get a credit card that offers at least 2% back. I would HUCA one more time then just move on. Eligibility In order to receive 24-Hour Roadside Assistance Service, You must be a "Covered Person" as a valid Cardholder or Authorized User. Most credit card offers require very good credit. The Wells Fargo Propel card is made of encapsulated metal, according to a company press release. Why We Like It. Press question mark to learn the rest of the keyboard shortcuts ... it has a metal core that is sandwiched between plastic. To capture it, you’ll have to spend $1,000 total in the first three months, earning another 1,000 points at a minimum in the process. Then I was told I had too much credit available which okay sure, but they were unwilling move any of my existing … It's not mentioned very often because Wells Fargo doesn't have a referral program so bloggers never talk about it, and getting approved can be tricky if you don't have an existing relationship with them. FYI your Amex Everyday gets 2x on groceries. Uber vs Wells Fargo Propel. 75% Upvoted. I screenshot everything and went back to make sure I didn't mess that up. I was not approved immediately which seems to be common for non wells fargo customers. Beginning of popup Notice. I think the card pairs well with the Amex Blue Cash Everyday Card (3% on groceries) and US Bank Cash + Card (5% on 2 categories of your choice and 2% on the 3rd category of your choice). Card Advice. i’ve had this card since August of last year, and I love it! I would highly recommend this card to anyone, but especially to younger people. We give the Wells Fargo Propel American Express® card 4 out of 5 Stars for being a solid rewards card with interesting bonus categories that include streaming services.. Why We Like It. For that reason, I don’t recommend applying for this card if you’re under the Chase 5/24 or trying to get under it. If the Wells Fargo Propel card is one of the first few cards you open, it could limit which Chase cards you’re eligible for. The Wells Fargo Propel American Express® card has taken the best parts of almost every credit card category and bundled them up into one colossal piece of metal (not plastic!) Good to Excellent Credit Typically Required. Might be an obvious question... Purely a WF-issued card. I currently only have one line of credit open and that’s my Goldman Sachs Apple Card, which comes with a limit of $1500. I went though and propel seemed like the best card for me considering the cards I already have. Password. She didn't start with that though. report. Wells Fargo Propel Amex – The 20,000-point intro bonus is worth $200. This thread is archived … Is there any truth to this? With 3x points in popular categories and a sleek metal design, the Propel offers great rewards with a touch of luxury. Press question mark to learn the rest of the keyboard shortcuts. How to Increase Your Chances of Getting Approved for Wells Fargo Propel. The only other no-annual-fee metal credit cards that are widely available – the Wells Fargo Propel American Express® card and the Amazon Prime Rewards Visa Signature card (which requires a $119 Prime subscription) – charge more fees. Now a days I keep a small amount in it in case I need to use an atm, and don't have to worry too much if Ioose it/it is stolen. The Wells Fargo Propel AmEx card is great for those with good credit scores (think low 700s or above), and a bad pick for those who habitually sign … Experian was the only bureau that they did a hard pull on (No hard … Propel is nothing special. report. Another thing I liked about this card during uncertain times is that they offer a 12 month 0% APR on balance transfers and purchases, so if an emergency occurred I would be good to go. The final leg on my journey was to call Wells Fargo (they don’t accept requests for higher credit limits online). Wells Fargo will reimburse cardholders who pay their cell service bill with their card if the phone is damaged or stolen. Username. When I explained my income and they finally understood the decline changed to me having too much credit (all credit cards combined) extended to me. Cookies help us deliver our Services. Wells Fargo Bank N.A. Hey thanks for taking the time out to offer advice. Wells Fargo. Sort by. save. Questioning your reason for banking with WF. How is the bank managing this card? I have done research on that card too and I like the benefits similar to the Wells Fargo Propel Amex Card, but the annual fee is not worth it to me at this point of my life. The Everyday Preferred ($95 AF) gets 3x. Wells Fargo Propel Pending Application. I know that I can redeem the rewards through the Wells Fargo Go Far Rewards portal. 1 month ago. Along with more features. After working for Wells Fargo, fuck Wells Fargo! The Propel card gives you 3 points per dollar on dining (bars/restaurant/fast food/food delivery), travel (Uber/gas/lyft and transit, commuting (subway tickets/parking/ferries/tolls), and select streaming services (Hulu, Netflix, Apple Music). Wells Fargo Propel Card Review. Also do you have a banking relationship with any bank? I'll be using it for gas while not on the 5% quarter for my chase freedom and for eating out. Here’s the break down: This means that essentially I get 4.5X on the propel on its categories and 2.25X on everything else for 3 no anual fee CCs. I love it for 1 year and 5 months at all a Wells Propel. Sure i did n't mess that up return to Footnote 4 of cookies from the CreditCards community card of too. 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